Finance Tools Review

Mercury

Deep Dive Analysis

Mercury provides business banking aimed at startups, with no monthly fee and an interface built for software companies.

Startups and remote companies that need a US business account.

"A good default for startup banking. Keep expectations realistic about credit and lending."

Free accounting and invoicing.

International transfers and multi-currency accounts.

Accounts payable and receivable automation.

Public API

Offers a documented API you can build against.

Yes

Mobile app

Has a native app for iOS or Android, not just a mobile website.

Yes

Open source / self-hostable

Source is open and the tool can be run on your own infrastructure.

SSO (SAML)

Supports SAML single sign-on on at least one plan.

These are facts that can be checked, not opinions. Where we have not checked, it says so — we do not fill the gap with a guess.