Finance Tools Review

Wave

Deep Dive Analysis

Wave offers free accounting and invoicing for very small businesses, making money on payments and payroll instead.

Freelancers and micro businesses with simple books.

"Hard to argue with free for simple needs. Growth will push you to paid accounting."

Accounts payable and receivable automation.

Cloud accounting for small business.

Banking API layer.

Public API

Offers a documented API you can build against.

Mobile app

Has a native app for iOS or Android, not just a mobile website.

Yes

Open source / self-hostable

Source is open and the tool can be run on your own infrastructure.

SSO (SAML)

Supports SAML single sign-on on at least one plan.

These are facts that can be checked, not opinions. Where we have not checked, it says so — we do not fill the gap with a guess.