AI Tools
Cursor
AI-assisted code editor with completion, agents and codebase tools.
What it is
Cursor is an AI-assisted code editor with tab completion and agents that can search a codebase, edit files and run terminal commands. Paid individual plans expand agent usage and model access; team plans add administration and privacy controls. Usage depends on the selected model and plan, and generated changes still require review and testing.
Cursor pricing
Cursor publishes 2 plans. Paid tiers start at $20/mo.
| Plan | Price | What the vendor’s page says |
|---|---|---|
| Individual | $20/mo | Individual $20/month: extended Agent limits, frontier models, MCPs, skills and hooks |
| Teams | $40/user/mo | Teams $40 per user/month: SAML/OIDC SSO, centralized billing, usage analytics |
Prices read from the vendor's own pricing page on 2026-09-09. Vendors change plans without notice — check the source before you budget. Source
Cheaper alternatives to Cursor — same category, ordered by verified starting price.
Key features
Cursor Agent
Searches the codebase, edits files and can run terminal commands for a requested coding task.
Tab completion
Provides inline code suggestions, with unlimited tab completions documented on paid plans.
Model selection
Supports Cursor models and models from multiple third-party providers, subject to plan usage pools.
Privacy modes
Offers configurable data-handling modes; codebase indexing still uses Cursor infrastructure to compute embeddings.
Strengths and trade-offs
What works well
- Agent tools: Cursor documents file editing, codebase search and terminal execution.
- Tab completion: Paid plans include unlimited tab completions.
- Model choice: Paid plans provide access to Cursor and supported third-party models.
- Team controls: Team plans add centralized administration and privacy-mode enforcement.
Where it falls short
- Usage-based limits: Model choice affects how quickly included usage is consumed.
- Additional cost: On-demand usage can continue after included monthly usage is exhausted.
- Review required: Agent edits and terminal actions are unreviewed changes until a developer verifies them.
- Data handling: Requests pass through Cursor's backend, including when using a personal API key.
Who it is for
Developers who want completion and code-editing agents inside one editor and will review generated changes.
Pick it or skip it
Pick Cursor if
- Developers trying the free Hobby plan: limited Agent requests and Composer access, no credit card required
- Individuals on Pro at $20/month with extended Agent limits and access to frontier models
- Teams at $40 per user/month, which adds SAML/OIDC SSO, usage analytics and team-wide privacy mode
Skip it if
- You need heavy Agent usage on the free plan — Hobby requests are explicitly limited
- You want SSO on the individual plan; SAML/OIDC starts at Teams ($40 per user/month)
- You need SCIM, audit logs or pooled usage: those are Enterprise, priced by sales only
Our verdict
Choose Cursor when codebase-aware editing and agents justify an editor change; review its data settings, usage model and every generated change before adoption.
Frequently asked questions
- How much does Cursor cost?
- Cursor publishes 2 plans: Individual at $20/mo, Teams at $40/user/mo. Every figure is read from the vendor's own pricing page; the pricing section above shows the source sentence for each tier.
- Does Cursor have a free plan?
- Yes. Cursor offers a free tier with limits; paid plans unlock higher usage or team features.
- Who is Cursor best for?
- Developers who want completion and code-editing agents inside one editor and will review generated changes.
- What are the main drawbacks of Cursor?
- The trade-offs we noted: Usage-based limits: Model choice affects how quickly included usage is consumed.; Additional cost: On-demand usage can continue after included monthly usage is exhausted.; Review required: Agent edits and terminal actions are unreviewed changes until a developer verifies them..
- When should you not use Cursor?
- Skip Cursor if: You need heavy Agent usage on the free plan — Hobby requests are explicitly limited; You want SSO on the individual plan; SAML/OIDC starts at Teams ($40 per user/month); You need SCIM, audit logs or pooled usage: those are Enterprise, priced by sales only.
What we checked
- Public APIOffers a documented API you can build against.No
- Mobile appHas a native app for iOS or Android, not just a mobile website.No
- Open source / self-hostableSource is open and the tool can be run on your own infrastructure.No
- SSO (SAML)Supports SAML single sign-on on at least one plan.Yes
“Not checked” means exactly that — we have not verified it, and we do not guess.
Evidence and freshness
Status: Vendor pricing page verifiedReviewed: 2026-09-09
- Cursor — Pricing ↗
Checked 2026-09-09 · Supports: Hobby free: limited Agent requests, Composer access, no credit card required, Individual $20/month: extended Agent limits, frontier models, MCPs, skills and hooks, Teams $40 per user/month: SAML/OIDC SSO, centralized billing, usage analytics, Enterprise custom: pooled usage, SCIM seat management, audit logs
Limit: Vendor pricing page was reviewed by an editor on this date; this record is not a ToolCompare benchmark. Prices and limits change.
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